A new model from China claims to be the best in the world. But can Kimi beat the best from America? This morning, I tested it to find out…

Kimi is open source and can be used to create powerful AI agents. The startup that built Kimi, Moonshot AI, claims that it’s state of the art.

So far, the new Grok 4 is the world’s top model in benchmark tests. Last week, I put Grok 4 through a series of tests that it passed with flying colors. Today, I’m going to ask the same questions of Kimi so we can compare these two new models…

Round 1: Analyze My Portfolio

I’ve been tweaking my stock portfolio recently. My aim is to get great capital appreciation and diversify across US and foreign markets. Here’s the prompt I used:

“Assume I have a portfolio of index funds. My goal with this portfolio is long term growth. How should I allocate this portfolio across different types of index funds? Consider options like US index funds, foreign stock index funds, etc. I am 39 years old, so my time horizon is long. My risk tolerance is high. What would be the best allocation, given all this information? Use the best research you can find to support your answer.”

Kimi gave a fantastic answer here, advising a portfolio that’s almost entirely stocks and split between US and foreign. It also hit some key points Grok missed, like the importance of rebalancing and maxing out tax-advantaged accounts first. The sourcing was excellent as well, with reliable citations throughout.

The one thing I’d improve is to provide a more thorough explanation for the answer. The US/foreign split seems somewhat random, and Kimi didn’t explain how it arrived at those numbers.

Still, this is an excellent response. I’m giving this round an A.

Round 2: Find Me Some Startups!

With fertility falling across most of the world, I’m very interested in technologies that could help us have more kids. So, I asked Kimi to find some startups in this area. Here’s my prompt:

“What are the most interesting startups at pre-seed stage working on solutions to increase fertility? Consider startups to lower costs and improve effectiveness of IVF, and also startups to improve egg health for older women, among other possible ways to boost fertility.

Please only show me startups that have raised $750,000 or less in funding.”

Kimi found some interesting startups, but it didn’t follow my prompt very well. For example, it gave me Zuri Fertility, which has already raised almost $900k per Crunchbase. This is past the point when I usually invest, so it’s not useful to me to see this.

Grok was much more accurate here, only showing me companies that had raised under $750k. I’m giving this round a C.

Round 3: Make Me a Better Angel

I do a lot of meetings with founders. How can I learn more and be more helpful in those meetings?

Let’s ask Kimi. Here’s my prompt:

“As an angel investor, I meet with a lot of startup founders. I want to do the best job I can in those meetings. What are some tips to perform better, be more helpful, and learn more about the startups I meet with?”

Kimi had some great ideas here. I especially liked it’s “quiet Q&A technique” — ask a question and then be silent so the founder can give a full response.

But when I asked Grok 4 this question, its answer was even better. It emphasized not just success in meetings but success in investing overall through techniques like diversification and building dealflow.

Compared to Grok, Kimi’s response was a little limited. I’ll give it an A-.

Wrap-Up

Kimi is a very impressive model. It’s light years beyond DeepSeek, despite DeepSeek having much more hype.

But in my testing, Kimi was not truly state of the art. Grok 4 beat it in 2 out of 3 rounds, tying in a 3rd.

Overall, I’m giving Kimi a B+.

Grok 4 got an A- in my testing. That puts it ahead of Kimi, but not by much.

China is still behind the United States in AI. But they’re getting closer every day…

More on tech:

Grok 4: The Best AI Model Ever?

DeepSeek vs. Gemini Deep Research: Which Model Is King?

Testing Alibaba’s New Qwen Model

Save Money on Stuff I Use:

Fundrise

This platform lets me diversify my real estate investments so I’m not too exposed to any one market. I’ve invested since 2018 with great returns.

More on Fundrise in this post.

If you decide to invest in Fundrise, you can use this link to get $100 in free bonus shares!

Misfits Market

I’ve used Misfits for years, and it never disappoints! Every fruit and vegetable is organic, super fresh, and packed with flavor!

I wrote a detailed review of Misfits here.

Use this link to sign up and you’ll save $15 on your first order.