Awesome New Code Search Tool Launched Today!

Never miss a post…subscribe!

Hey guys! 👋

I don’t usually do 2 posts in a day, but this is too cool not to share with you right away!

Just this morning, an amazing new search engine for code snippets launched on Product Hunt!

It’s called Snipt.dev.

Rather than endless searches on Stackoverflow or Google, you can quickly find the code you need and get back to building.

This is a project of Codiga, an incredible startup I’m an investor in. It’s basically Grammarly for code and can substantially improve your productivity.

I plan to have a lot more information on this awesome tool here for you tomorrow, but until then, give Snipt.dev a try and save yourself some valuable time!

More on tech:

Codiga: Grammarly for Code

The True Story Behind WeCrashed

How to Ace a 3 Minute Pitch

Never miss a post…subscribe!

If you found this post interesting, please share it on Twitter/Reddit/etc. This helps more people find the blog! 

Save Money on Stuff I Use:

Fundrise

This platform lets me diversify my real estate investments so I’m not too exposed to any one market. I’ve invested since 2018 and returns have been great so far.

More on Fundrise in this post.

If you decide to invest in Fundrise, you can use this link to get your management fees waived for 90 days

Misfits Market

My wife and I have gotten organic produce shipped to our house by Misfits for over a year. It’s never once disappointed me.

Every fruit and vegetable is super fresh and packed with flavor.

I thought radishes were cold, tasteless little lumps at salad bars until I tried theirs! They’re peppery, colorful and crunchy!

I wrote a detailed review of Misfits here.

Use this link to sign up and you’ll save $10 on your first order. 

Retail Buys $5B In a Week As Meme Stocks Soar

Never miss a post…subscribe!

As meme stocks like GameStop Corp. and AMC Entertainment Holdings Inc. have soared in recent weeks, retail investors are flooding the market with cash.

Individuals bought $5 billion worth of stocks and ETFs last week, about 50% above average, according to a new Reuters report.

Meme stocks have been a major target, with retail investors buying $48.1 million of AMC shares on Monday alone, according to Bloomberg. GameStop also saw inflows in the millions.

Heavy activity in call options on GameStop and AMC shows just how bullish retail is. AMC call options (bets the price will rise) outnumber put options (bets it will fall) by nearly 2:1, the highest since May 2021.

Behind this torrent of cash are strong household finances. The personal savings rate is 6.3%, on the high side compared to recent decades. Household net worth sits at an all-time high of $142 trillion.

Investors also have fewer viable options besides stocks. Rates on bonds are below inflation, which means guaranteed losses.

Strong retail interest in meme stocks plus flush balance sheets should caution short sellers away from these volatile stocks.

But like moths to the flame, short sellers continue to pile on bets against GameStop and AMC. Both have about 20% of their shares sold short.

Perhaps they’ll have to get burned for billions again before they learn their lesson.

More on markets:

NYSE Investigating Citadel Trades

FBI Raids Short Sellers

Mass Firings at Citadel Right Before Federal Probe

Never miss a post…subscribe!

Photo: “Retail GameStop” by ccPixs.com is licensed under CC BY 2.0

If you found this post interesting, please share it on Twitter/Reddit/etc. This helps more people find the blog! 

Save Money on Stuff I Use:

Fundrise

This platform lets me diversify my real estate investments so I’m not too exposed to any one market. I’ve invested since 2018 and returns have been great so far.

More on Fundrise in this post.

If you decide to invest in Fundrise, you can use this link to get your management fees waived for 90 days

Misfits Market

My wife and I have gotten organic produce shipped to our house by Misfits for over a year. It’s never once disappointed me.

Every fruit and vegetable is super fresh and packed with flavor.

I thought radishes were cold, tasteless little lumps at salad bars until I tried theirs! They’re peppery, colorful and crunchy!

I wrote a detailed review of Misfits here.

Use this link to sign up and you’ll save $10 on your first order. 

The Lean Startup

Never miss a post…subscribe!

“There is surely nothing quite so useless as doing with great efficiency what should not be done at all.”

Peter Drucker

You’ve written a 92 page business plan. For three years, you hunched over your laptop coding, sustained by Red Bull and Cheetos

At last, launch day is here! You press the button and…

Nothing happens.

You keep refreshing the page, but no one is signing up. You try one marketing channel after another, convinced that massive growth is right around the corner.

But the hard truth is, no one wants what you’ve built.

That is a hard moment for anyone. And it’s why Eric Ries wrote the seminal book The Lean Startup, which I just finished this morning.

The Lean Startup framework involves creating a Minimum Viable Product (MVP) and getting it to customers ASAP. Then, by seeing how customers use it, you make changes to the product (“iterate”) to see if you can serve customers better.

Build-Measure-Learn is the loop you want to go through as frequently as you can. Build something you think customers need, measure how it does with customers, and learn how to do a better job meeting those needs in your next version.

“The question is not ‘Can this product be built?’ In the modern economy, almost any product that can be imagined can be built. The more pertinent questions are ‘Should this product be built?’ and ‘Can we build a sustainable business around this set of products and services?’”

Eric Ries

Ries gives some incredible examples of just how minimal that MVP can be.

Nick Swinmurn started Zappos by taking pictures of shoes in nearby stores. He put those pictures on his website and if anyone ordered a pair, he went to the store, bought and shipped them.

“But that doesn’t scale!”

Sure it doesn’t! But in 1999 when Swinmurn founded the company, no one knew if people would buy shoes on the internet.

Starting with a mostly manual process was a lot better than Swinmurn spending months if not years and untold sums building infrastructure to accomplish what no one wanted in the first place.

Early stage startups have limited capital and only so much time to prove their business can work. By getting through as many cycles of Build-Measure-Learn as possible, founders give themselves the best chance at finding a viable business before the clock runs out.

In just 11 years, Ries’ ideas have gone from unusual to being the accepted way to run a startup. His book, while at times a slog, is essential reading for both founders and investors.

I’ll leave you with the quote that struck me most. It’s one I aim to live by:

““…if you cannot fail, you cannot learn.”

Eric Ries

More on tech:

The High Growth Handbook: Scaling Startups from 10 to 10,000 People

How Startups Can Dominate the Elevator Pitch

What I Look For in Startups

Never miss a post…subscribe!

Photo: “Eric Ries – The Lean Startup, London Edition” by betsyweber is marked with CC BY 2.0.

If you found this post interesting, please share it on Twitter/Reddit/etc. This helps more people find the blog! 

Save Money on Stuff I Use:

Fundrise

This platform lets me diversify my real estate investments so I’m not too exposed to any one market. I’ve invested since 2018 and returns have been great so far.

More on Fundrise in this post.

If you decide to invest in Fundrise, you can use this link to get your management fees waived for 90 days

Misfits Market

My wife and I have gotten organic produce shipped to our house by Misfits for over a year. It’s never once disappointed me.

Every fruit and vegetable is super fresh and packed with flavor.

I thought radishes were cold, tasteless little lumps at salad bars until I tried theirs! They’re peppery, colorful and crunchy!

I wrote a detailed review of Misfits here.

Use this link to sign up and you’ll save $10 on your first order. 

NYSE Investigating Shopify Stock Plunge; Citadel Involved

Update, April 1 2022:

Shortly after publishing this post on March 29, I received an e-mail from an analyst at TrailRunner International. The firm handles “media, law, finance, and regulatory affairs,” according to its homepage.

The analyst informed me that the article from New York Magazine on which I’m commenting in this post had had a correction after I published my post. New York Magazine had incorrectly stated that the NYSE was investigating Citadel itself.

In fact, the NYSE investigation is of the price activity in Shopify shares, rather than of Citadel itself.

Since the analyst’s request seemed well-founded, I updated the post below to reflect this change to the underlying article.

I asked the analyst if his firm had been retained by Citadel and, if so, if I could speak to someone there.

He neither confirmed nor denied that his firm had been retained by Citadel, but said he’d pass the request on to them.

I can only assume the firm is working for Citadel.

Whatever any of us may think of Citadel’s business practices, I try to be fair on this blog. Hence the update to this post! 🙂

The New York Stock Exchange (NYSE) is investigating a sudden spike and crash in Shopify Inc. shares. The unusual price action may be due to trading by Citadel Securities.

From a new report by New York Magazine:

On March 18, a weird thing happened at the New York Stock Exchange. It was near the end of trading for the day, one minute before the closing bell had rung, when the price of Shopify’s stock went haywire, shooting up about $100 per share to $780 before immediately crashing down again in post-market trading. There was no sudden revelation about the business that would have caused it to jump.

Citadel seems to be behind this unusual activity. The firm had bought large blocks of the shares for a client that afternoon, resulting in an imbalance between buy and sell orders.

Next, rather than trying to bring more sellers into the market to balance it, Citadel appears to have taken advantage of the situation:

Because the amount of buy orders was so out of whack, Citadel was able to sell into the market — a move that’s allowed by the exchange. Other Wall Street players have said that Citadel could have done more to bring more sellers into the market. Either way, the price of the shares rocketed up about 13 percent in the final minute of trading, before immediately tumbling down in after-hours trading.

What exactly happened is murky, but early reports suggest Citadel dumped shares to other market participants right before the close. These bag holders quickly took a substantial loss.

There is no indication that what Citadel did was illegal or even necessarily against NYSE rules. But the function of a market maker like Citadel Securities is to ensure a liquid, functional market, not engineer giant swings in a stock for its own benefit.

I find it telling that Citadel is finding itself under scrutiny from many directions at once.

Its Surveyor Capital unit is caught up in a federal probe of short sellers. Citadel Securities faced a lawsuit after its partner, Robinhood Markets Inc, halted trades in meme stocks. (That suit was later dismissed.)

Now the NYSE is probing Citadel’s trades. If I were Ken Griffin, I’d be concerned that my company is getting too close to the regulatory and legal line.

What do you think the NYSE will find in its investigation? Leave a comment at the bottom and let me know!

More on markets:

Citadel Under Federal Investigation

Mass Firings at Citadel Right Before Federal Probe

Short Squeezes Could Get Much Easier Under This New Rule

Photo: Citadel LLC CEO Kenneth Griffin

If you found this post interesting, please share it on Twitter/Reddit/etc. This helps more people find the blog! 

Save Money on Stuff I Use:

Fundrise

This platform lets me diversify my real estate investments so I’m not too exposed to any one market. I’ve invested since 2018 and returns have been great so far.

More on Fundrise in this post.

If you decide to invest in Fundrise, you can use this link to get your management fees waived for 90 days

Misfits Market

My wife and I have gotten organic produce shipped to our house by Misfits for over a year. It’s never once disappointed me.

Every fruit and vegetable is super fresh and packed with flavor.

I thought radishes were cold, tasteless little lumps at salad bars until I tried theirs! They’re peppery, colorful and crunchy!

I wrote a detailed review of Misfits here.

Use this link to sign up and you’ll save $10 on your first order. 

The True Story Behind WeCrashed

Never miss a post…subscribe!

This weekend, I burrowed into the couch and turned on WeCrashed, the fascinating new series on WeWork’s rise and fall. I’m actually in an upcoming episode as an extra; more on that in another post. 🙂

Jared Leto’s energy and Anne Hathaway’s icy poise make for great television. But what about the real Adam Neumann?

I recently finished the book The Cult of We: WeWork, Adam Neumann, and the Great Startup Delusion. This entertaining and incisive volume gives a great inside view of the startup’s rise and fall.

Neumann conjured WeWork out of almost nothing. He convinced the landlord of his baby clothes business to sublease him a floor in a building the landlord owned, a clever strategy to start a company with little capital.

It took off immediately, filling with young creatives. Not satisfied with his early success, Neumann’s dissembling started early.

Tours of the offices with investors were faked. If a WeWork floor was empty, employees were told to move there and make it look busy.

Neumann’s erratic behavior also quickly surfaced. He offered shots of tequila to prospective investors and landlords, even in the morning.

Still, by 2011, WeWork was growing fast and close to profitability. That year, it raised a series A from Benchmark, one of the world’s best venture capital firms.

As the company’s success grew, so did Neumann’s avarice. He used some of Benchmark’s money to pay rent in buildings he owned personally, a highly suspect move.

Neumann also put himself ahead of his employees. He sold shares at better prices than they could. And after he banned meat in the company cafeteria, he was frequently seen eating it.

By 2017, many of the rents WeWork was paying had doubled as the real estate market strengthened. Losses ballooned, but Neumann kept expanding.

Two years later, WeWork reached the end of its rope. A huge financing with Softbank fell apart, leaving the company forced to go public just to raise enough capital to avoid bankruptcy.

But the public markets weren’t buying it, turned off by big losses and an erratic CEO. The IPO fell apart.

As WeWork faced bankruptcy, Softbank agreed to save the company. Its price: a valuation of just $8 billion, down from $47 billion in the last financing round.

The board forced Neumann out soon after and he and his family left for Israel.

In a final humiliation, they flew coach.

So what did I learn from this, as an angel investor? Here are a few of my takeaways:

1) Avoid self-dealing founders
2) Beware FOMO. Both Neumann and Elizabeth Holmes of Theranos were experts at leveraging it.
3) Focus on unit economics. You can’t “lose money on every one, but make it up in volume.”
4) Don’t value an old economy business like a software business.

Neumann may be plotting his return. He has acquired more than $1 billion worth of apartments in recent years.

I don’t know what his angle is, but I’m pretty sure he has one.

More on tech:

FOMO: Investors’ Worst Enemy

How Startups Can Dominate the Elevator Pitch

The Top 3 Startup Pitch Mistakes

Never miss a post…subscribe!

Photo: “TechCrunch Disrupt NY 2017 – Day 1” by TechCrunch is marked with CC BY 2.0.

If you found this post interesting, please share it on Twitter/Reddit/etc. This helps more people find the blog! 

Save Money on Stuff I Use:

Fundrise

This platform lets me diversify my real estate investments so I’m not too exposed to any one market. I’ve invested since 2018 and returns have been great so far.

More on Fundrise in this post.

If you decide to invest in Fundrise, you can use this link to get your management fees waived for 90 days

Misfits Market

My wife and I have gotten organic produce shipped to our house by Misfits for over a year. It’s never once disappointed me.

Every fruit and vegetable is super fresh and packed with flavor.

I thought radishes were cold, tasteless little lumps at salad bars until I tried theirs! They’re peppery, colorful and crunchy!

I wrote a detailed review of Misfits here.

Use this link to sign up and you’ll save $10 on your first order. 

Correction to Prior Article

About an hour ago, I posted an article about a Melvin Capital position in GameStop Corp. A very astute reader pointed out to me that the SEC filing on which it relied was from a prior year, so the information was no longer up-to-date.

Fortunately, thanks to the reader’s help, I was able to confirm the error and remove the post within about 1 hour.

I apologize for this oversight. 🙏

Unfortunately, that old report came up as the first result in a Google search I did for SEC data, and I neglected to confirm the date. I’ll be watching those dates like a hawk in the future! 🙂

I appreciate your understanding and look forward to digging into financial markets and more with you in the future!

How Startups Can Dominate the Elevator Pitch

Never miss a post…subscribe!

You walk into an elevator. As the doors close, Doug Leone of Sequoia steps in.

Suddenly, a lump appears in your throat. Your palms sweat.

This is your moment.


Last night, I went to a fascinating pitch event at a startup accelerator in New York City. Each one had just a single minute to deliver an “elevator pitch” to an audience of operators and investors.

In this challenging format, many managed to paint a compelling vision. So what key elements should you make sure to include, and what should you leave out?

Here are some do’s and don’ts.

Do:

1) State a company name, clearly. Sometimes the name doesn’t pass the “bad telephone” test. I’m left wondering “did they say ‘Aleck Watt” or “Alley Cot’?” and it’s actually “Aliquot,” to take a fictional example.

Make the name clear and easy to understand.

2) Clearly state the value proposition. Instead of just talking about the market, talk about exactly what you do.

If Uber pitched, they could tell us how broken the taxi market is. True, but what does Uber actually do?

Make that value proposition for the customer very clear. “Uber can get you from anywhere to anywhere quicker and easier than a taxi.”

You also want to identify the customer clearly. Is it individuals, businesses, governments?

3) Explain the business model. Too often, it’s unclear how a startup actually makes money.

To take the Uber example, just say “We take 30% of all rides on the platform.” Keep it simple and avoid discussing numerous different revenue streams.

If you don’t tell us how you make money, we’re left to assume that you don’t make any. No bueno.

4) Tell us what traction you have. If your revenue is growing 20% month over month, definitely mention that.

If you don’t have any revenue yet but your user sign-ups doubled this month, talk about that.

Of all the areas of a pitch, this is the one startups miss the most. Give us a reason to think your product is catching on!

Don’t:

1) Leave us wondering what your product does. If we don’t know that within that first minute, you’ve failed.

2) Don’t talk about Total Addressable Market (TAM). Founders often think they can get investors salivating by mentioning that they’re taking on a $500 billion market.

But we know those numbers are often plucked from the air (or a Gartner report). Save it for a second meeting.

3) Mention other business lines you may pursue in the future.

Just stick to the current business. There’s no time for anything else.

The elevator pitch is simple: introduce the company, what it does, and what traction it has. It should give the investor enough information to say, “I want to hear more.”

Best of luck!

What do you think makes a great elevator pitch, and what should be avoided? Let me know in the comments at the bottom.

More on tech:

This Is How Startups Pitch Investors

Fathom: The Podcast Player from the Future

The #1 Reason I Say No to Founders

Never miss a post…subscribe!

Photo: “Help is on the way, elevator, Chicago Tribune, Chicago, IL.JPG” by gruntzooki is marked with CC BY-SA 2.0.

If you found this post interesting, please share it on Twitter/Reddit/etc. This helps more people find the blog! 

Save Money on Stuff I Use:

Fundrise

This platform lets me diversify my real estate investments so I’m not too exposed to any one market. I’ve invested since 2018 and returns have been great so far.

More on Fundrise in this post.

If you decide to invest in Fundrise, you can use this link to get your management fees waived for 90 days

Misfits Market

My wife and I have gotten organic produce shipped to our house by Misfits for over a year. It’s never once disappointed me.

Every fruit and vegetable is super fresh and packed with flavor.

I thought radishes were cold, tasteless little lumps at salad bars until I tried theirs! They’re peppery, colorful and crunchy!

I wrote a detailed review of Misfits here.

Use this link to sign up and you’ll save $10 on your first order. 

Citadel Firings and Federal Subpoenas Were Nearly Simultaneous

Never miss a post…subscribe!

Firings at Citadel LLC’s Surveyor Capital unit occurred at almost the same time as federal subpoenas and search warrants were executed in a probe of short sellers. A report from Institutional Investor today notes that subpoenas and search warrants in the case were issued in October 2021.

That’s the same month that Surveyor Capital fired several portfolio managers at once.

In November, Pawan Passi, a top Morgan Stanley trader, suddenly stopped showing up for work after being ensnared in the federal probe. Surely alarm bells sounded all over Wall Street at the disappearance of such a well-known figure.

But it turns out the subpoenas and search warrants actually came even earlier, in October. This puts them in the same month as the Citadel firings.

Indeed, since it’s hard to imagine Morgan Stanley let Passi stay for long after they found out he was under federal investigation, it seems likely that the subpoenas and warrants came in late October. Bloomberg reported the Citadel firings on October 22.

So, the subpoenas and firings may have been just days apart. Surveyor itself is also under investigation in the same probe.

Could major firings and federal subpoenas that affect your firm be a coincidence? Perhaps.

But something tells me that where there’s smoke, there’s fire.

Perhaps those fired portfolio managers faced accusations of wrongdoing. Citadel may claim they acted without the knowledge of superiors, setting them up as scapegoats.

We will have to await the results of the federal investigation to find out for sure. But for me, one thing’s certain.

I wouldn’t want to be an investor in Citadel right now.

Do you think the firings and the subpoenas are related? And what do you think the fired traders know?

Leave a comment at the bottom and let me know!

More on markets:

Mass Firings at Citadel Right Before Federal Probe

FBI Raids Short Sellers

Citadel Under Federal Investigation

Never miss a post…subscribe!

Photo: Citadel LLC CEO Kenneth Griffin

If you found this post interesting, please share it on Twitter/Reddit/etc. This helps more people find the blog! 

Save Money on Stuff I Use:

Fundrise

This platform lets me diversify my real estate investments so I’m not too exposed to any one market. I’ve invested since 2018 and returns have been great so far.

More on Fundrise in this post.

If you decide to invest in Fundrise, you can use this link to get your management fees waived for 90 days

Misfits Market

My wife and I have gotten organic produce shipped to our house by Misfits for over a year. It’s never once disappointed me.

Every fruit and vegetable is super fresh and packed with flavor.

I thought radishes were cold, tasteless little lumps at salad bars until I tried theirs! They’re peppery, colorful and crunchy!

I wrote a detailed review of Misfits here.

Use this link to sign up and you’ll save $10 on your first order. 

Classic Coffee and Cake in North Jersey

Never miss a post…subscribe!

Mocha cake

What could be more classic than coffee and cake? After a recent dinner out, my wife and I stopped at Paris Baguette in search of this venerable combo.

We found cases filled with some of the most beautiful, artistic cakes I’ve ever seen. They’re so pretty you almost don’t want to eat them.

Almost.

Tiramisu cake

We ordered a tiramisu cake and cappuccino for her and mocha cake and a small coffee for me. They were ready in no time and we sat down at the handsome marble tables, ready to feast.

The tiramisu cake was novel with a deep espresso flavor. But the star of the show was my mocha cake.

My fork sliced through the rich icing into a deliciously moist, crumbly interior. I closed my eyes as I chewed, transported to chocolate heaven.

The finely brewed coffee was a perfect counterpoint to the chocolate. We sipped and relaxed, content as could be.

As we finished up, I noticed my wife furtively eyeing the dessert case. I mean, you only live once right?

So she grabbed a scrumptious twisty donut thing whose name I don’t know, holding it triumphantly in the air like a trophy. Oh, and a mini cheese cake for the morning, too.

Who’s counting?

In addition to numerous locations across northern New Jersey, you can find Paris Baguette in New York City, Philadelphia, and numerous other locations across the country. Stop in for delicious coffee and baked goods in a relaxing atmosphere!

More on food:

Our Man in Hunan

The Best Mexican Food Is In…New Jersey?

Manhattan’s Burger Baron

Never miss a post…subscribe!

If you found this post interesting, please share it on Twitter/Facebook/etc. using the buttons at the bottom of the page. This helps more people find the blog! 

Save Money on Stuff I Use:

Fundrise

This platform lets me diversify my real estate investments so I’m not too exposed to any one market. I’ve invested since 2018 and returns have been great so far.

More on Fundrise in this post.

If you decide to invest in Fundrise, you can use this link to get your management fees waived for 90 days

Misfits Market

My wife and I have gotten organic produce shipped to our house by Misfits for over a year. It’s never once disappointed me.

Every fruit and vegetable is super fresh and packed with flavor.

I thought radishes were cold, tasteless little lumps at salad bars until I tried theirs! They’re peppery, colorful and crunchy!

I wrote a detailed review of Misfits here.

Use this link to sign up and you’ll save $10 on your first order. 

Fathom: the Podcast Player from the Future

Let’s say I have a question: “how do angel investors choose startups?” I go to Google and type it in, right? 

But what if the best answer is in a podcast? That audio is trapped somewhere in the dark world of RSS feeds, along with great answers to millions of other questions.

Until now! Fathom makes it easy to search podcasts. 

Let’s try my search on Apple Podcasts:

Bupkus. Now let’s try it on Fathom:

Right away, Fathom directs me to a highly relevant clip from This Week in Startups, a podcast I love! Jason advises me to diversify my investments and make sure I’m choosing companies with products in market.

Sage advice. Question answered.

Do you see how powerful this is? Tons of smart people are talking on podcasts every day, but unlike text, that info is almost impossible to search.

Fathom grew out of a side project during the COVID lockdown. Here’s co-founder Paul Bloch:

Ken, my cofounder reached out to me and mentioned that during the covid lockdown he’d been working on a prototype AI that could answer questions using podcast content. Ken’s a podcast lover and big Lex Fridman Podcast fan. Ken asked if I wanted to help develop the idea and product with him. 

After we started in earnest we felt that there were many more ways we could bring the power of AI to the user and innovate in how people experience podcasts. That’s what brought about the feed of AI-recommended episodes that play AI-generated highlights. 

…I believe in January of 2021 Lex Fridman had an interview where he specifically mentions how game-changing it would be to search inside podcasts. That was the moment of kismet that really made us excited about the potential of the product. Months later we had a prototype, incorporated the company, and had our first investor check. Things started moving fast the moment we really committed to bringing our vision to life.

The application is available on desktop or iOS. As a podcast maniac, I’m really excited to be an investor in this great company!

Give Fathom a try and have fun listening to some awesome episodes! 

More on tech:

Vade: The Future of Parking

Founders’ Biggest Pitch Mistake

Male Contraception With an Ultrasound Device?

If you found this post interesting, please share it on Twitter/Facebook/etc. using the buttons at the bottom of the page. This helps more people find the blog! 

Save Money on Stuff I Use:

Fundrise

This platform lets me diversify my real estate investments so I’m not too exposed to any one market. I’ve invested since 2018 and returns have been great so far.

More on Fundrise in this post.

If you decide to invest in Fundrise, you can use this link to get your management fees waived for 90 days

Misfits Market

My wife and I have gotten organic produce shipped to our house by Misfits for over a year. It’s never once disappointed me.

Every fruit and vegetable is super fresh and packed with flavor.

I thought radishes were cold, tasteless little lumps at salad bars until I tried theirs! They’re peppery, colorful and crunchy!

I wrote a detailed review of Misfits here.

Use this link to sign up and you’ll save $10 on your first order.